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Glossary Of Common Terms:
The goal
of most individuals is to remain as independent as possible
while obtaining the level of service or care needed or desired.
Fortunately, the United States leads the world in providing a wide spectrum
of quality and innovative options. Below is a general cost comparison between the most common
alternatives. To obtain a general
overview of your options click on the links below:
Glossary
Assisted Living Community
A relatively new alternative for those individuals requiring some
level of assistance, yet not requiring the continuous care provided
by a skilled Nursing Care Center. These communities, which provide
services to 11 or more residents, offer couples the option of
remaining together when only one spouse may require care. In 1998
the State of Arizona adopted legislation regulating these types of
facilities. Three levels of care exist based on the degree of
attention and care required by an individual:
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Supervisory
Care: The most basic
level of Assisted Living, only general supervision is generally
required and the ability to intervene in a crisis.
- Personal
Care: Assisted Living with the ability to assist with
Activities of Daily Living (ADL’s).
-
Directed Care: Highest level of
Assisted Living for persons incapable of making basic decisions
about their own welfare and generally involves intermittent
nursing care.
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Activities
of Daily Living (ADL’s)
An individual’s daily basic functions such as bathing, grooming,
dressing, eating and other general activities.
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Active Adult Community Homes
Adult communities offering the purchase of single family homes.
These communities are age restricted and may provide an array of
social programs and activities geared toward seniors.
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Assisted Living
Homes
Residential facilities that provide care for 10 or fewer residents.
These facilities are licensed by the Arizona Department of Health
Services for one of the three levels of care: Supervisory, Personal
and Directed.
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Adult Day Health
Care
An alternative to 24-hour skilled care service for elderly
individuals with cognitive or physical disorders. No long-term
contracts are typically required for this type of service.
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ALTCS
Refers to Arizona Long Term Care System - Arizona's version of the
Federal Medicaid program.
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Alzheimer’s Disease
A common degenerative brain disease that impairs mental and
emotional function in older adults, causing them to lose their
memory and ability to care for themselves. Unfortunately, no cure
exists today for this disease.
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Alzheimer's Assisted Living Centers
Facilities that are designed for people who are in the early and
middle stages of the disease.
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Area Agency on Aging, Region One
A private, non-profit corporation, dedicated to coordinating the
planning, development, and delivery of services for persons in
Maricopa County who are 60 years of age and older, and for adults 18
years and older who are disabled with long term needs. Among many of
the organization’s assistance programs is a 24-hour Senior HELP
LINE. The LINE is staffed by professionals who provide information
in English and Spanish about services including transportation,
housing, home care, long-term care and meals on wheels. Their number
is (602) 264–HELP [4357] or toll-free at 1-888-783-7500.
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Arizona’s Quality Rating System
The Department of Health Services provides rating surveys for
Nursing Care Centers, conducted as a part of their annual licensure
process. Facilities are either rated as Excellent, Standard or
Substandard.
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Congregate Living
See Independent Living Community
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Continuing Care Retirement Community
Retirement communities that offer Independent Living, Assisted
Living and Nursing Care on a single or adjacent campus. In addition
to monthly fees, these communities often require a significant
entrance fee. See Lifecare
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Dementia
Dementia is not a disease, but a group of symptoms that characterize
diseases and conditions. Dementia is commonly defined as a decline
in intellectual functioning that is severe enough to interfere with
the ability to perform routine activities. When vital brain cells
are destroyed, symptoms can include memory loss, confusion and
inappropriate social behavior.
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Elder Law Attorney
Certification as an Elder Law attorney by the National Elder Law
Foundation requires that an individual be competent in an array of
Elder Law subjects. For example, health and long-term care planning,
Medicaid, Medicare, Social Security, powers of attorney,
guardianship and conservatorships, wills and trusts, probate, etc.
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Guardianship
A legal appointment by the courts of a responsible person (Guardian)
who can make personal or lifestyle decisions in the best interests
of someone who is not capable of making those decisions for
themselves (Ward). The authority of a guardian may vary dramatically
and is dependent on individual circumstances.
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Home Care Agencies
Employ homemakers or chore workers, and companions who support
individuals through meal preparation, bathing, dressing and
housekeeping. Personnel are assigned according to the needs and
wishes of each client. Arizona does not require these agencies to be
licensed. Top
Health Care Financing Administration
The federal agency that runs the Medicare program.
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Home Health Care
Skilled nursing care and certain other health care you get in your
home for the treatment of an illness or injury.
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Hospice Services
Services that provide counseling and overall support to terminally
ill persons and their families. Rather than focus on cures or
rehabilitation, hospice services stress maintaining the individual’s
quality of life and personal comfort. Hospice services are available
in individuals’ homes, hospitals, and many nursing care centers.
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HUD Senior Housing
HUD – Housing and Urban Development. A Federal program that provides
affordable independent housing for the elderly and disabled. Most
individuals that qualify for HUD must pay approximately 30% of their
monthly income to rent. HUD takes care of the remaining 70%.
Eligibility requirements may include income, assets, and age.
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Incontinence
Loss of bladder and/or bowel control.
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Independent
Living Community
Independent Living Communities are adult communities intended
specifically for independent seniors who want to enjoy an active
lifestyle with other seniors. These communities also offer meal
plans, housekeeping services, as well as a variety of social
activities and entertainment. In addition, exercise classes and
wellness programs are generally offered to encourage optimum good
health. Furthermore, many communities have an abundance of amenities
that may include a swimming pool/spa, clubhouse, library, beauty
salon/barber shop, fitness room, patrolled security, etc. While
local transportation is often offered, many residents still prefer
to own an automobile. Age requirements for these communities tend to
range from none to 55, 60, 62 & 65. These communities may also be
refereed to as Congregate Living or Retirement Communities.
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Lifecare Community
Retirement communities that offer Independent Living, Assisted
Living and Nursing Care on a single or adjacent campus. In addition
to monthly fees, these communities often require a significant
entrance fee. Lifecare typically involves insurance contracts and is
therefore regulated by the State Insurance Department.
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Living Will
A written instruction that allows an individual to spell out their
medical treatment wishes if they become unable to speak for
themselves.
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Long-Term Care
Custodial care given at home or in a nursing home for people with
chronic disabilities and lengthy illnesses. Long-term care is not
covered by Medicare.
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Medicaid
A Federal financial health care program that helps the State in
providing financial assistance for low income and needy persons with
limited assets. In Arizona, this program is administered by the
Arizona Health Care Cost Containment System (AHCCCS). It contains
both acute and long-term health care programs.
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Medicare
A Federal health care program for persons 65 years of age or older,
some disabled people under 65 years of age, and people with
End-Stage Renal Disease (permanent kidney failure treated with
dialysis or a transplant). Medicare provides payment for skilled
nursing care for patients in need of intense rehabilitative care
following a hospital stay of three days or more. Medicare will pay
100% of the costs for a Medicare-certified nursing care center for
the first 20 days of care, and partial payments for days 21 up to
100. There are two parts to Medicare: Part A primarily covers
hospitalization. Part B covers outpatient care, including doctor
visits.
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Medigap
A Medicare supplemental health insurance policy sold by private
insurance companies to fill "gaps" in Original Medicare Plan
coverage. There are 10 standardized policies labeled Plan A through
Plan J. Medigap policies only work with the Original Medicare Plan.
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Nursing Care
Centers
Are designed for individuals who require 24-hour supervised skilled
nursing care. Residents receive meals, housekeeping, assistance with
Activities of Daily Living (ADL’s) and therapeutic/rehabilitative
nursing services. In addition, various recreational and social
activities are generally provided. Stays can range from a few days
to several years depending on the nature of the resident’s physical
or mental debilitation.
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Respite Care
Services designed to provide unpaid caregivers a short break from
the responsibilities of providing care for an elderly person. The
care may last from a few hours to several weeks.
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Retirement Community
See Independent Living Community
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Senior HELP LINE
Area Agency on Aging provides a FREE 24-hour Senior HELP LINE that
is answered by social workers. This service offers a convenient
source for the latest information on Agency services. Their number
is (602) 264 –HELP [4357] or toll-free at 1-888-783-7500.
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Senior Apartments
Age restricted apartment communities. These communities may also
provide an array of social programs and activities geared toward
seniors.
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Statement of Deficiencies
Arizona Nursing Care Centers are required by law to post this
document listing all areas that were deficient when the state last
reviewed the facility.
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Surrogate Decision Maker
An individual with the decision-making capacity to make certain
medical decisions on behalf of an individual if that person is in a
licensed health care facility such as a hospital or skilled nursing
facility and unable to communicate health care treatment decisions.
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